Cost of Living by Robert Sheckley

(1 User reviews)   658
By Lisa Rossi Posted on Mar 30, 2026
In Category - Technology
Sheckley, Robert, 1928-2005 Sheckley, Robert, 1928-2005
English
Okay, picture this: you wake up one day and a corporation owns your life. Not your house or your car—I mean your actual life. Your memories, your skills, even your right to exist. That's the nightmare facing the main character in Robert Sheckley's 'Cost of Living.' It's a sci-fi story that feels less like a far-off future and more like a twisted version of the debt trap we all know. The book follows Martin, a regular guy who just wants a nice house for his family. To get it, he takes a loan from a company called The Ethicals. But this isn't your standard mortgage. The interest isn't just money—it's pieces of his own mind and past. Sheckley takes the simple, terrifying idea of 'selling your soul' and runs with it in the most literal, bureaucratic way possible. It's a fast, funny, and deeply unsettling read about what we're willing to trade for comfort, and who really owns us in the end. If you've ever looked at a student loan statement or a credit card bill and felt a chill, this book will hit home in a big way.
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Robert Sheckley's 'Cost of Living' is a sharp, satirical jab wrapped in a sci-fi premise. It doesn't need aliens or spaceships to feel alien; it just cranks up the realities of modern debt and consumerism to their most horrifying logical conclusion.

The Story

Martin is a family man in a future where the ultimate status symbol is a custom-built home from a company called Elysian Homes. The catch? Almost no one can afford it upfront. Enter The Ethicals, a company that offers life-credit. They'll front you the cost, but you pay it back with your life energy—your memories, your experiences, your very time. Martin signs up, gets his dream home, and then the collectors come calling. They don't want money; they want to repossess parts of his life. A cherished childhood memory here, a professional skill there. As Martin fights to hold onto what makes him 'him,' he has to navigate a system designed to strip him bare, all while trying to keep up appearances for his family in their beautiful, empty house.

Why You Should Read It

What makes this book stick with you is how personal it feels. Martin isn't a hero. He's a guy who made a bad deal, something we can all understand. Sheckley's genius is in the details—the coldly polite repo men, the fine print in the contract, the way Martin's world slowly gets smaller. It's a story about identity. What are you without your memories? What's left when you've pawned your past for a present you can't even enjoy? It's funny in a dark, wry way, but the questions it asks are dead serious.

Final Verdict

This is a perfect book for anyone who loves classic sci-fi with a brain and a bite, like the early works of Philip K. Dick. It's also great for readers who might not usually pick up sci-fi but enjoy stories about modern anxiety, like a Twilight Zone episode in book form. It's short, packs a punch, and will make you look at your next monthly bill in a whole new, slightly paranoid light. A forgotten gem that's more relevant now than ever.



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Joseph Moore
1 year ago

Essential reading for students of this field.

5
5 out of 5 (1 User reviews )

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